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Terms & Conditions

A legal disclaimer

The information provided by Taylor Credit Advisory is for educational purposes only and does not constitute legal or financial advice. You should consult with a qualified professional before making any financial decisions.

 

While we strive for accuracy and timeliness, we make no representations or warranties about the completeness, reliability, or suitability of any information shared on this website or during client interactions.

Terms & Conditions - the basics

Terms and Conditions

 

Taylor Credit Advisory – Terms and Conditions

 

Welcome to Taylor Credit Advisory (“Company,” “we,” or “us”). By accessing or using our website and services, you agree to these Terms and Conditions. Please read them carefully.

 

Services Provided

Taylor Credit Advisory offers credit repair, credit coaching, mortgage readiness guidance, and related services. All services are provided in compliance with the North Carolina Credit Repair Services Act (NCGS §66-223) and the federal Credit Repair Organizations Act (CROA).

 

No Upfront Fees

In accordance with applicable law, no payment is required or accepted until services have been fully performed.

 

Fee Schedule

 

  • Credit Audit & Initial Review: $149 per report

  • Dispute Preparation & Submission: $149 per round

  • Mortgage Readiness Coaching: $150/hour

  • Monthly Support: $129 (Essential) or $179 (Premium), billed at month-end

 

Payments are due within 10 business days of invoice receipt. Late payments may result in a $25 late fee and suspension of services.

 

Cancellation Rights

Clients may cancel this agreement within three (3) business days of signing without penalty or obligation. After this period, either party may terminate the agreement with thirty (30) days’ written notice.

 

Disclaimer of Guarantees

Taylor Credit Advisory does not guarantee specific credit score improvements or lending decisions. Services are intended to provide education and support only.

 

Limitation of Liability

We shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

 

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina.

What to include in the T&C document

Who May Use This Website

 

This website is intended for use by individuals 18 years of age or older who reside in the United States. By accessing this website, you represent and warrant that you are at least 18 years old and will use the information and services in accordance with applicable laws and these Terms.

 

Taylor Credit Advisory does not knowingly collect or solicit information from individuals under the age of 18. If you are accessing this site on behalf of a business or other legal entity, you affirm that you have the legal authority to bind that entity to these Terms and Conditions.

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